Business financing on RealSimGear simulators and FAA-approved training devices, from $50,000, with lease or loan terms that fit how training organizations buy.
Our financing options allow your business to spread the cost of a RealSimGear simulator over time. Financing is available from $50,000 to $2.5 million on qualifying full systems, for US businesses in all 50 states, including sole proprietors. Personal (consumer) financing is not offered. For larger projects (around $1 million and up) in Canada and Western Europe, contact us and we'll talk through options.
How it works
Choose your system or request a quote, then apply through our financing partners. You'll need your business and owner details, your last 3 months of business bank statements and your RealSimGear quote.
- Get your quote. Request a quote from our team for the system you want.
- Submit your application. Our financing partners typically review it within 1 to 2 business days once your application, bank statements and quote are in.
- Pick your terms. Terms run from 24 to 72 months (24, 36, 48, 60 or 72). Most customers choose 60 months.
- Pick your structure. A lease or a term loan, depending on how you want to use and own the equipment.
- Sign and fund. After you accept your terms, documentation typically takes another 1 to 2 business days. Once our financing partners fund your order, we mark it Deposit Paid and it joins our build queue.
Ready to start? Apply for financing here.
Program highlights
The program is designed around how training organizations actually buy equipment.
- Qualifying full systems from $50,000 to $2.5 million. A good fit for Pro packages, FAA-approved training devices and multi-simulator orders, such as the SR7x Pro Package, SFx Pro Package and DAx Pro Package.
- Business financing only. Available to US businesses in all 50 states, including sole proprietors. Personal (consumer) financing is not offered.
- Terms from 24 to 72 months. Most customers choose 60 months.
- Up front. Usually your first and last payment in advance, plus a documentation fee (typically $695). Newer businesses may be asked for a down payment instead, such as 10%.
- Lease or loan. Our financing partners can walk you through both when you apply.
- The same build and delivery process. Once our financing partners fund your order, we mark it Deposit Paid and it moves into our build queue, just like any other order.
Two ways to structure the deal
Lease. This is a rental agreement. At the end of the term you can return the simulator or buy it at fair market value. Often a fit for organizations that want to refresh hardware regularly.
Equipment finance agreement (loan). This is a term loan. You own the simulator once you make your last payment. It's the most popular option, and a fit for buyers who plan to keep the device long term.
Not sure which suits you? Our financing partners can walk you through both when you apply. Your accountant can tell you which structure suits your balance sheet best.
What it could look like
Two illustrative examples, subject to credit approval and change, as of November 2026.
Established flight school. 10 years in business with established commercial credit, no personal guarantee.
- Simulator: US$120,000
- Term: 60 months, first and last payment in advance
- Monthly payment: US$2,461.98
- Due at signing: US$5,618.96 (first and last payments plus a US$695 documentation fee)
Newer flight school. 2 years in business, no prior commercial borrowing, owner with a FICO score of at least 700.
- Simulator: US$65,000
- Term: 60 months, 10% down
- Monthly payment: US$1,271.93
- Due at signing: US$7,195 (10% down plus a US$695 documentation fee)
These examples are for illustration only. Your actual rate, term, payment and amount due at signing are set by our financing partners after their credit review.
Are there tax benefits?
It depends on your situation, so please ask your accountant. RealSimGear does not provide tax advice.
Get started
RealSimGear builds simulators that look, feel and function like the real aircraft, so every hour in the sim builds real-world proficiency. Financing through our partners makes it easier to put that training on your floor this year instead of next.
Request a quote and our team will help you pick the right system. Prefer to talk? Call us on +1 (858) 274-1203 or email info@realsimgear.com
Financing disclosures. Financing is provided by our financing partners, not by RealSimGear, and is subject to credit approval. Available for business purposes only to US businesses in the 50 US states. Rates, terms and fees are subject to change. Payment examples are for illustration only. RealSimGear does not provide tax advice.



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